Leading you with confidence
Expert financial advice means seeing everything. So, we built a firm across all of it to give you the best advice possible.
Our People
We're fortunate to have some of the most experienced and qualified advisers, accountants, tax specialists and lenders in Australia.
What matters as much is that they work together. You'll have a principal adviser who knows your situation, but you're never reliant on one person's expertise. When a question sits outside their discipline, the person who can answer it works in the same firm — and more often than not, joins the same meeting.
Our Foundations
Everything we do comes back to four foundations that set us apart.
Comprehensive
Every part of your wealth is connected. So is every part of our advice.
Client-led
We’re independent for a reason — so you always remain the focus.
Community-driven
We advise the people who make this place stronger.
Enduring
Here for the long horizon.
Our advice process
Our Advice Process
Most people come to us looking for help on one thing or perhaps a change in circumstance — a mortgage, a tax question, a decision about their super. We start wherever you are, and take the time to understand how that decision sits within everything else.
01Goal discovery
We begin with where you’re heading rather than what you hold. This first conversation is about understanding what you’re working towards, what you’re weighing up, and what’s making the decision difficult.
Get started02Solutions and costs
We set out what we’d recommend and what it will cost before any work begins, so the scope and the fee are clear from the outset.
Get started03Strategy development
This is where the disciplines meet. Your adviser, accountant and lending specialist work from the same picture of your position, so the strategy accounts for tax, structure and borrowing rather than only the part you came to us about.
Get started04Plan presentation
We take you through the strategy in full, including the reasoning behind it. You should finish understanding not just what we’ve recommended, but why, and what it depends on.
Get started05Plan implementation
We carry out the work. Where most firms hand over a plan and a list of people to call, we implement across every discipline the strategy touches.
Get started06Ongoing review
Your position changes as your life does. We review it regularly, and because everything sits in one place, a change in one area is reflected across the rest without you having to tell us twice.
Get started
Since 1991
Navigate Financial began advising local families on their financial planning. The other disciplines came one at a time, and always for the same reason: a client needed something that sat outside what we could do, and sending them elsewhere meant losing sight of how it all fitted together.
Accounting and tax. Lending. Insurance. Superannuation. Each was added because the advice was better when it wasn't split up.
The most significant decision came more recently. We left the parent company we had operated under and took our own licence — a considerable undertaking for a firm our size, and one we made for a single reason. Nothing outside this business now has any say in what we recommend to you. The people who made that decision still lead the firm today.
What thirty-five years in one place teaches you
Three and a half decades in one community produces a kind of knowledge you can't acquire any other way. We know the local property market because we've advised on it for decades. We know the businesses because we bank with them, sponsor them and advise the people who run them. We know the families because we've often advised two generations of them.
It's also why we support the organisations we do. The people we back and the people we advise are the same people, and the distinction between the two has never been worth drawing.
Start wherever you need us
Whether you have a single question or want to look at the whole picture, the first conversation is the same. Tell us what you’re weighing up, and we’ll tell you how we’d approach it. Book your comprehensive financial review today.
or call 02 9977 2244